Unless there is more to the story, I think you are jumping the gun. It will be many months before you will know if your income will actually be low in 2024. I would not convert now. Maybe in November/December.What would be a good strategy to take advantage of my low income in 2024....
You also have an employed spouse. It is your joint income (tax rate) now compared to joint income (tax rate) in retirement that determines if/when conversions are a good idea. You did not share any information about that.
Statistics: Posted by retiredjg — Sat Dec 23, 2023 8:13 am